What to Do with Your Mortgage in the Midst of a Divorce
As messy as divorce is, things can get even messier if a mortgage is involved. Thankfully, there are some options available to you in such instances. Although the two of you will need to be in agreement on what steps to take, after you do, you and the soon-to-be...
How to Obtain a Mortgage If Your Employment History Is Less Than Two Years
You may have been told that an employment history of two years is necessary to obtain a mortgage. Some people misinterpret this to mean that if they haven’t been employed for longer than 24 months, getting a mortgage isn’t feasible. Such isn’t the case, though.Lenders...
Is Using the Preferred Lender of a Realtor Recommended?
If you purchase a home through a realtor, odds are that this individual will advise inner-circle experts to aid you in completing the process. One of these professionals could be a lender the realtor likes to use. Though it may sound worthwhile to use a realtor’s...
WHY SHOULD YOU GET A MORTGAGE PRE-APPROVAL FIRST?
You can easily get caught up with the excitement of buying a new home. But remember, its important to establish yourself as a serious buyer, and this can be done through a pre-approved mortgage.Purchasing another house is a long procedure. It requires exertion and...
WHY “NO CLOSING COST” HOME LOANS STILL MAKE YOU PAY
Hearing “no closing cost” loan almost sounds too good to be true! Afterall, who wouldn’t want to save thousands on their refinance? But, prior to doing so, there are elements you need to think over. Contrary to what the name suggests, the loan will cost you. HOW...
Cash-out Refinances Pick Up, Plus Other Housing Trends
Refinances, particularly cash-out refinances, picked up during the first quarter of 2019 per Freddie Mac’sHousing Outlook in May. This resilience in refi activity, combined with declining mortgage rates and rising home prices, made Freddie to revise its projections...
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