Property bidding can be a stressful endeavor. Not only is an offer needed, but you must be prepared to handle a potential bidding war, as well. But what happens if you are outbid by another buyer? If you are dead-set on getting the home, an escalation clause might be...

Newly constructed homes are both scary and exciting at once. The property needs to meet a number of requirements in order to obtain a Certificate of Occupancy (CO), which keeps your interests protected.The home must be inspected by a representative of your regional...

Did you know not every change you make to your home adds value? Even expensive remodels do not always pull their weight in terms of value. A common remodel many people put a lot of weight in is the basement remodel. They assume a finished basement adds value to a...

If you are buying or refinancing, now might be the perfect timing to lock in on your rate. According to the latest Primary Mortgage Market Survey(PMMS) Report from Freddie Mac, average mortgage rates just hit the year’s lowest as 30-year FRM fell by 7 basis points to...

Lender overlays may prevent you from getting the mortgage you thought you were a ‘shoe in’ to receive. Lender overlays are guidelines a lender adds to a loan program’s basic guidelines. They are common, but it doesn’t mean that you’ll never get the loan you need. You...